{"id":9135,"date":"2026-04-19T03:57:35","date_gmt":"2026-04-18T19:57:35","guid":{"rendered":"https:\/\/factznews.xyz\/?p=9135"},"modified":"2026-04-19T03:58:30","modified_gmt":"2026-04-18T19:58:30","slug":"lajm-i-keq-per-mergimtaret-qe-jetojne-zvicer","status":"publish","type":"post","link":"https:\/\/factznews.xyz\/?p=9135","title":{"rendered":"Lajm i keq p\u00ebr m\u00ebrgimtar\u00ebt q\u00eb jetojn\u00eb Zvic\u00ebr"},"content":{"rendered":"<h5><strong>\u00c7mimet e pasurive t\u00eb paluajtshme n\u00eb Zvic\u00ebr sh\u00ebnuan rritje t\u00eb konsiderueshme gjat\u00eb vitit 2025, si p\u00ebr sht\u00ebpit\u00eb nj\u00ebfamiljare ashtu edhe p\u00ebr apartamentet, sipas nj\u00eb raporti t\u00eb publikuar nga nd\u00ebrmjet\u00ebsi i hipotekave Moneypark dhe startup-i me seli n\u00eb Cyrih Pricehubble, i specializuar n\u00eb analiz\u00ebn e t\u00eb dh\u00ebnave t\u00eb tregut t\u00eb pasurive t\u00eb paluajtshme.<\/strong><\/h5>\n<h5>N\u00eb nivel komb\u00ebtar, \u00e7mimet e sht\u00ebpive nj\u00ebfamiljare u rrit\u00ebn mesatarisht me 6.5%, nd\u00ebrsa ato t\u00eb apartamenteve me 5.9% gjat\u00eb vitit 2025. Rritja ishte ve\u00e7an\u00ebrisht e theksuar n\u00eb tremujorin e kat\u00ebrt t\u00eb vitit, raporton Swissinfo.ch, transmeton albinfo.ch.<\/h5>\n<h5>Sipas rajoneve gjuh\u00ebsore, \u00e7mimet e sht\u00ebpive nj\u00ebfamiljare u rrit\u00ebn m\u00eb shum\u00eb n\u00eb Zvicr\u00ebn gjermanishtfol\u00ebse (+7.0%) krahasuar me Zvicr\u00ebn fr\u00ebngjishtfol\u00ebse (+5.0%). Vet\u00ebm n\u00eb gjysm\u00ebn e dyt\u00eb t\u00eb vitit 2025, rritja arriti n\u00eb 3.8% n\u00eb rajonet gjermanishtfol\u00ebse dhe 1.4% n\u00eb ato fr\u00ebngjishtfol\u00ebse.<\/h5>\n<h5>Nd\u00ebrkoh\u00eb, tregu i apartamenteve sh\u00ebnoi zhvillim m\u00eb t\u00eb nj\u00ebtrajtsh\u00ebm. \u00c7mimet u rrit\u00ebn me 6.0% n\u00eb Zvicr\u00ebn fr\u00ebngjishtfol\u00ebse dhe 5.9% n\u00eb Zvicr\u00ebn gjermanishtfol\u00ebse n\u00eb baz\u00eb vjetore. N\u00eb gjysm\u00ebn e dyt\u00eb t\u00eb vitit, rritja ishte 3.4% dhe 3.6%, p\u00ebrkat\u00ebsisht.<\/h5>\n<p>Edhe tregu i financimit t\u00eb banesave njohu rritje t\u00eb ndjeshme n\u00eb gjysm\u00ebn e dyt\u00eb t\u00eb vitit 2025. Pjesa e financimeve t\u00eb reja arriti n\u00eb 47%, niveli m\u00eb i lart\u00eb q\u00eb nga rritja e normave t\u00eb interesit kat\u00ebr vjet m\u00eb par\u00eb. Nj\u00eb nga faktor\u00ebt kryesor\u00eb ishte vendimi i Bank\u00ebs Komb\u00ebtare Zvicerane (SNB) p\u00ebr t\u00eb ulur gradualisht norm\u00ebn baz\u00eb t\u00eb interesit nga 1.75% n\u00eb 0%, duke filluar nga viti 2024.<\/p>\n<p>Sa i p\u00ebrket preferencave t\u00eb bler\u00ebsve, u vu re nj\u00eb orientim gjithnj\u00eb e m\u00eb i madh drejt hipotekave afatmesme dhe atyre me norm\u00eb t\u00eb ndryshueshme, p\u00ebrfshir\u00eb hipotekat Saron. K\u00ebto hipoteka bazohen n\u00eb Norm\u00ebn Mesatare Zvicerane t\u00eb Tregut Monetar dhe u zgjodh\u00ebn kryesisht nga bler\u00ebsit q\u00eb prisnin ulje t\u00eb m\u00ebtejshme t\u00eb normave t\u00eb interesit, me synimin p\u00ebr t\u00eb kaluar m\u00eb von\u00eb n\u00eb hipoteka me norm\u00eb fikse.<\/p>\n<p>N\u00eb ve\u00e7anti, bler\u00ebsit e sht\u00ebpive t\u00eb reja treguan interes t\u00eb lart\u00eb p\u00ebr hipotekat e tregut monetar n\u00eb gjysm\u00ebn e dyt\u00eb t\u00eb vitit. Rreth 29% e blerjeve t\u00eb reja u financuan me hipotek\u00eb Saron, krahasuar me vet\u00ebm 14% t\u00eb rasteve t\u00eb rifinancimit. Kjo form\u00eb financimi u preferua sidomos nga bler\u00ebsit me t\u00eb ardhura m\u00eb t\u00eb larta, thuhet n\u00eb raportin e Moneypark.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c7mimet e pasurive t\u00eb paluajtshme n\u00eb Zvic\u00ebr sh\u00ebnuan rritje t\u00eb konsiderueshme gjat\u00eb vitit 2025, si p\u00ebr sht\u00ebpit\u00eb nj\u00ebfamiljare ashtu edhe p\u00ebr apartamentet, sipas nj\u00eb raporti t\u00eb publikuar nga nd\u00ebrmjet\u00ebsi i hipotekave Moneypark dhe startup-i me seli n\u00eb Cyrih Pricehubble, i specializuar n\u00eb analiz\u00ebn e t\u00eb dh\u00ebnave t\u00eb tregut t\u00eb pasurive t\u00eb paluajtshme. N\u00eb nivel komb\u00ebtar, &#8230; <a title=\"Lajm i keq p\u00ebr m\u00ebrgimtar\u00ebt q\u00eb jetojn\u00eb Zvic\u00ebr\" class=\"read-more\" href=\"https:\/\/factznews.xyz\/?p=9135\" aria-label=\"Read more about Lajm i keq p\u00ebr m\u00ebrgimtar\u00ebt q\u00eb jetojn\u00eb Zvic\u00ebr\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":9136,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-9135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interesting"],"_links":{"self":[{"href":"https:\/\/factznews.xyz\/index.php?rest_route=\/wp\/v2\/posts\/9135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/factznews.xyz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/factznews.xyz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/factznews.xyz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/factznews.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9135"}],"version-history":[{"count":2,"href":"https:\/\/factznews.xyz\/index.php?rest_route=\/wp\/v2\/posts\/9135\/revisions"}],"predecessor-version":[{"id":9138,"href":"https:\/\/factznews.xyz\/index.php?rest_route=\/wp\/v2\/posts\/9135\/revisions\/9138"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/factznews.xyz\/index.php?rest_route=\/wp\/v2\/media\/9136"}],"wp:attachment":[{"href":"https:\/\/factznews.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/factznews.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/factznews.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}